Business credit: granting conditions tighten in Europe

European banks expect a further tightening of credit distribution conditions in early 2021, for businesses and households alike. In question, persistent doubts about the recovery and the gradual exhaustion of public measures to support the economy.

The European Central Bank (ECB) takes the pulse of bank lending every three months.

Reading the figures published each month by the Banque de France, there is no doubt: companies still remained at the end of 2020 still massively supported by bank credit.

But the survey carried out each quarter by the European Central Bank (ECB) with 143 major banks in the euro zone (“Bank lending survey”), shows that the tide is turning on the Old Continent.

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