Life insurance: the decline in yields is confirmed

Life insurance: the decline in yields is confirmed

The association of life insurance savers Afer has unveiled a rate of return on its euro fund in decline, to 1.70%. Low interest rates are putting pressure on the traditional life insurance market and pushing insurers to innovate. The fall in the remuneration of traditional life insurance, a highly prized investment for the French, is being confirmed. On Wednesday, the leading savings association Afer announced that the rate of return on its iconic life insurance…

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Life insurance confirms its rebound at the start of the year

Life insurance confirms its rebound at the start of the year

The flagship investment of the French recorded positive net inflows of 2 billion euros in January. Life insurance hopes to return to the green for good after a year 2020 marked by the health crisis and negative net inflows of 6.5 billion euros. Life insurance wants to believe in a return to normalcy. One of the main savings products of the French recorded in January a positive net inflow of 2 billion euros (contributions minus…

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Historic brake on life insurance

Historic brake on life insurance

The life insurance market has been in decline since the start of the year, with net outflows of over € 7 billion. Faced with negative interest rates which complicate their financial equation, insurers are seeking to transform the savings habits of the French. The life insurance market, a savings product very popular with the French, is sinking even further into the red. For the eighth consecutive month in October, life insurers paid savers more money…

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Germany: the twilight of traditional life insurance

Germany: the twilight of traditional life insurance

Several major insurers have announced that they will stop guaranteeing 100% principal on life insurance contracts, blaming negative rates. The end of an era for traditional life insurance policies, long dominant in Germany. “End of the game”, “twilight”. The headlines of the German press on life insurance have recently taken on the appearance of funeral elegy. The procession started after the first and third German insurers announced in quick succession that their customers would soon…

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Liability guarantee: key judgment in Germany in favor of an insurer

Liability guarantee: key judgment in Germany in favor of an insurer

The Frankfurt Court of Cassation ruled in favor of the American insurer AIG against the Japanese Lixil. The case involving 270 million damages after a merger gone badly risks hampering the expansion of “guarantee and indemnity” insurance. The “stress test” ends badly for clients who have taken out insurance called “liability guarantee” against the risk of fraud during mergers and acquisitions (Warranty and Indemnity, W&I). After five years of proceedings, the Japanese group Lixil still…

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Why life insurance is less attractive to savers

Why life insurance is less attractive to savers

The preferred savings product of the French recorded a negative inflow of 30 million euros. Some households refuse to invest more in unit-linked accounts, increasingly pushed by insurers to respond to negative rates. 2020 will therefore have been the year of the break between the French and life insurance. For the ninth consecutive month of the year, the benefits paid by insurers again exceeded the amounts collected by their networks. According to figures from the…

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The difficult fight against the lack of insurance in overseas territories

The difficult fight against the lack of insurance in overseas territories

The French overseas are generally less well equipped with insurance than the inhabitants of the metropolis. To fight against this complex phenomenon, which weakens the Overseas Territories and concerns all taxpayers, a report by the General Inspectorate of Finance, attached to Bercy, first emphasizes communication. More than three years after the devastation of Hurricane Irma in Saint-Martin highlighted the lack of insurance in Overseas Territories, a report published last week by the Inspectorate General of…

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Insurance: a guarded player in Gibraltar obtains authorization in France

Insurance: a guarded player in Gibraltar obtains authorization in France

Millennium, which operates in France, mainly in the construction insurance sector, will be able to transfer its client portfolio to a new entity controlled by the French regulator. Brexit threatened the future of the company. In the cinema, this is what we call a “happy ending”. Millennium, a construction insurance player in France, operating so far from Gibraltar, obtained the green light last Friday from the French insurance police, to exercise its activity directly from…

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Insurance: opening of an in-depth investigation into the Aon $ 30 billion transaction

Insurance: opening of an in-depth investigation into the Aon $ 30 billion transaction

Following an initial investigation, the European competition authorities say they have highlighted “a number of areas of concern” in connection with the $ 30 billion merger of world numbers two and three in the brokerage sector. in business insurance. The European Commission wants to think twice before giving the green light to the birth of a global giant in the business insurance brokerage sector, ahead of the American Marsh & McLennan. On Monday evening, the…

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Athora: “Over time, I am confident that we will be able to convince in France”

Athora: “Over time, I am confident that we will be able to convince in France”

The Athora insurance group, backed by the American investment fund Apollo, declares its interest in purchasing the life insurance activities of Aviva France. Arousing the mistrust of Afer, the savings association, historical partner of Aviva France, he defends a long-term development strategy on the retirement savings market in Europe and promises to continue to offer retirement funds. life insurance in euros, with a capital guarantee. Are you interested in acquiring the life insurance business of…

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