The difficult fight against the lack of insurance in overseas territories

The French overseas are generally less well equipped with insurance than the inhabitants of the metropolis. To fight against this complex phenomenon, which weakens the Overseas Territories and concerns all taxpayers, a report by the General Inspectorate of Finance, attached to Bercy, first emphasizes communication.

The devastation of Hurricane Irma in Saint-Martin in the West Indies in 2017 prompted the government to work on the prevention and management of natural disasters overseas.

More than three years after the devastation of Hurricane Irma in Saint-Martin highlighted the lack of insurance in Overseas Territories, a report published last week by the Inspectorate General of Finance (IGF), attached to Bercy, advocates “ massively communicate the interest of insurance ” and to mobilize the sector, the State, the municipalities or even the social landlords, to fight against this complex phenomenon threatening to become more problematic against the backdrop of climate change.

Faced with the extent of the damage caused by Irma, the government had promised to work on the prevention and management of natural disasters Overseas, in particular by addressing the lack of equipment of individuals and companies in insurance.

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